Why would I need an event insurance policy you may ask? If you are planning any type of event whether it’s for just a few hours or a few weeks it is essential that you get the correct level of public liability insurance in place. With the current culture of ‘not to blame make a claim’ it has become extremely important to ensure that you have a good events insurance policy in place.  A small trip or an accident by an event attendee can easily turn into a liability claim.

Certainly don’t be lulled into a false sense of security if your event is only for family, friends and colleagues. If the off chance for a claim arises to make some money people can change very quickly. Most people assume an event insurance policy is going to be expensive and difficult to arrange. The reality is cheap event insurance can be purchased in minutes online, with rates starting from only £30 per event.

Where would an event insurance policy come handy? Various scenarios exist where an event insurance policy is needed. The following are a just small proportion; fetes, stalls, parties, weddings, exhibitions, public events, music festivals, dinner dance parties etc. The important thing to remember is if you are organising a function where there are members of the public on your premises or at rented premises then an event insurance policy is highly recommended.

The chances of a claim arising increases considerably when there are a large number of attendees at an event function. For example, such as a birthday party or a wedding anniversary party, there maybe up to three hundred guests all at one location. It only takes a bit of bad luck for one of the guests you had invited to get injured as a result of them attending your party and making a claim against you for personal injury. In this scenario you can easily take a highly competitively priced event insurance policy online to protect you against any claims arising so that your function can run smoothly without you getting all worked up and worried.

Unfortunately accidents do occur and everyday things such as setting chairs and tables can easily lead to injury and a negligence claim bought against you. The cost of defending a negligence claim, medical requirements of the injured party can all cause a lot of stress and financial strain if there was no adequate insurance cover in place.

Essentially an event insurance policy is there for you should an unfortunate mishap takes place at your public event. Most people assume that nothing will happen to them or their event but by being prudent and taking extra precautions with an event insurance policy in place you can at least be assured if any mishap does occur the worry of it is taken out of your hands.

An events insurance policy is suitable for the event organisers, exhibitors, stallholders and small groups and societies. Public liability insurance cover is available for either £1m, £2m and £5m. Policy documents can easily be printed online once the payment has been processed.

Active Insurance provides a comprehensive and an affordable event insurance solution online for most types of public events. Please remember if you cannot see what you require online, you can always call our experienced staff.