Where you own a house and you know that the property is going to be empty for more than a period of thirty days then you must check your current home insurance policy to see if your home is still covered. Most home insurance companies will not provide cover for houses that are empty for periods of more than thirty days, For this reason you will require the services of a specialist insurance broker or an insurance company that specialise in empty home insurance policies. An empty property insurance policy will ensure that your home has sufficient protection against a myriad of risks whilst your property is unoccupied.

Many different insurance companies provide policies for empty homes but finding the one to suit your requirements can be tricky. Not all the insurers will offer full cover on an empty home insurance policy. Some will omit theft or malicious damage from the cover. Others might not provide cover for say, a water leak within the property from a burst pipe. The important thing to remember is that you may be offered a cheap unoccupied property insurance quote, but does it provide all the cover that you may need. You certainly do not want to find out that you are NOT covered at a claim stage for something that you thought you were insured for.

Brokers and agents that specifically specialise in providing insurance cover for empty homes are probably the best port of call. Not only will they provide you with all the options but also they will provide advice and best methods in securing you unoccupied home from risks such as theft and water leaks. Also get the empty property insurance provider to email or post the full quote details to you so that you can check the terms and conditions thoroughly.

As a property owner you will be aware that having a valuable asset must be insured with the correct insurance cover in place. Try to obtain a few different quotes to assess the market. Again not all empty home insurance prices will be the same as the level of cover provided can differ considerably.

Empty home insurance is absolutely critical if your own a property that is going to be unoccupied for any length of time. To get the best deals on empty property insurance quotes, get online and get a few different quotes.