At Active Insurance we have created an online comparison quote system so that electricians liability insurance quotes can easily be compared online. One simple form to complete with the option to tailor the business cover to suit your exact needs.

Comparing electrical contractors insurance quotes online is probably least thing on an electricians mind. Professional electrician is often on customer sites maintaining and fixing electrical faults of all kinds. An electricians insurance policy provides essential cover for electrical contractors should a client decide to sue due to property damage or personal injury caused as a result of the electricians business activities. Without having adequate public liability insurance cover an electrical contractors business is open to the risk of being closed if a large liability claim is made against the tradesman. 

You could be a single person self-employed electrician or a large electrical contractors firm employing many electricians involved in residential and commercial work including three phase work. The type of electrical contractors insurance policy you take out should reflect the type of work you carry out to fully protect your business from all types of risks. 

The most common types of electricians insurance covers include public liability, employers liability, tool cover and van insurance. In some circumstances professional indemnity insurance policy should be considered where advice is given. 

All different types of tradesmen perform skilled jobs and are usually experts in their individual fields. The same applies to electrical contractors who have gone through a series of training and courses to ensure that they are competent but even the most skilled of electricians can face risks that are beyond their control. This is another reason that professional advice should be sought through a specialist broker or insurance company that understands the risks faced by electrical contractors. For some electricians they may only require a simple public liability insurance policy but with others they may require a more comprehensive solution including legal cover, employers liability and office premises cover. 

Electrical contractors that have business insurance demonstrate to the customer that they are a responsible business and are professionals with a reputation. Excelling at your job is just one part in managing you business, you also have to be responsible for both the safety of you clients and to your employees.