We, at Insurance Dealer provide tailor made business insurance solutions including public liability insurance for carpenters and joiners. For sole traders they have the option of taking a simple carpenters public liability insurance cover and for larger operators, employers liability insurance cover can also be included.

Cover can easily be compared instantly only and can also be tailored by the individual business to suit their exact needs such as the level of public liability limits can easily be increased from £1 million to £2 million or even £5 million.

Any carpenter and joiner that are professionals and want to protect their business from claims such as theft of tools, personal injury claims and third party property damage should consider some form of carpenters insurance. Even one person self-employed sole traders need public liability insurance cover. Carpenters that employ people also need by law employers liability insurance cover as well.

The cost of carpenters insurance is usually very minimal compare to the daily costs faced by the business such as tools, fuel etc. Also many insurance companies also provide policies that can be paid on a monthly direct debit basis.

One of the most important factors you need to take into consideration when you are a Carpenter is getting proper business insurance. It doesn’t matter if you are working on your own as a self-employed Carpenter or run a larger business employing people, you will need Carpenters Insurance.

The main component of a carpenters and joiners insurance cover is the public liability section. This provides protection for the carpenter in the event of claim against him from customer that has suffered injury or property damage as a direct result of the carpenters business.

Similar to the public liability cover, the Employers liability policy will provide protection for the carpenters business from employees that lodge a claim against the employer due to injuries sustained whilst in their employ.

Many additional optional covers are available as part of the carpenters and joiners insurance policy such as carpenters legal expenses policy, tools cover and personal accident cover. If your business has premises these can also be included as part of a commercial combined policy.