Motor insurance is a requirement by law for anyone using a vehicle on a UK public highway. What can you do if you only want to borrow a friends or a family member’s car for only 1 day? Obviously the cost of taking out an annual policy is clearly not justifiable in this instance. The alternative for motorists available is the one day car insurance cover. This will ensure that you are legally covered to drive that car or even a van on a public highway.

The one day insurance policy is a fairly new concept and most motorists are unaware that it exists. Even though its commonly known as short term car insurance or temporary car insurance or even daily insurance most insurers offer cover for 1 to 28 days. The policy can easily be arranged online with the certificate available instantly for printing. Borrowing a car for one week then take out a policy for 1 week or two weeks if needed, the short term policy is very flexible to meet the temporary car or van insurance for most motorists.

As with any type of insurance policy there are some conditions that must be met. Some typical conditions for one day car cover include;

• The vehicle to be insured must not be hire
• The vehicle to be insured will have an upper value limit of usually £40K (check with your provider)
• There are conditions on driving licence
• Motoring convictions and fixed penalty points
• Motoring claims and non motoring convictions

The above is just a small guidance as to the types of acceptance criteria insurers look at on temporary car insurance.

The 1 day car insurance policy is suitable for many different scenarios including;

You have just purchased a new vehicle and need the cover to be able to drive the vehicle back home.
You are test driving a new vehicle and need temporary insurance.
You have borrowed a friends van for the weekend and need weekend car insurance policy.

As you can see there are many benefits attached to a one day car policy. Its usually very simple to do an online quote, pay by card and print your documents immediately.