Ben Cornick, a 31 year old skydiver was lucky to be alive after falling 12,000 feet with a broken parachute, landing on a vehicle. However, after failing to buy insurance before travelling, the medical bill of £20,000 needed to fly him to New Zealand to save his leg needed to be paid before flying. After generous donations on social media and his parents pooling life savings, the money was paid and he did travel. The accident shattered his elbow and broke his leg in three places after the toggle to assist steering the parachute broke.

It serves as a stark reminder of the need to get insured before you travel whether it is for business trips or pleasure as these policies also include an amount of cheap public liability cover that some would assume is automatically covered under a cheap property insurance policy.